SHTF Currency – Cash? Gold? Silver? Bitcoins?

SHTFPreparedness may collect a share of sales or other compensation from the links on this page.

What does SHTF currency look like?

We all like to speculate but it’s hard to really know what will hold weight in which situation. It’s hard to imagine a time when cash is no longer king. However, if the currency is devalued by massive debt and inflation we could see that in our lifetime.

Let’s take a moment to look at these four currencies and see which will play well in the SHTF scenario.


At the very least your emergency plans should involve a cash emergency fund of $1,000. This fund is to be held onto in case of emergencies that affect your finances.

In the near future cash is going to get things done. A cash fund should be your first consideration before anything else.


While gold has long been a means of currency around the world, the price of gold is so high that it is hard to use practically. You would struggle to buy food and provisions with gold.

Due to the Coronavirus pandemic, gold is currently over $1,700 an ounce (as of 4/26/2020)! That means you would need flakes to buy food or you would need some means of making a change. That’s a lot of moving parts for an SHTF barter.

I would not make gold a big player in your SHTF wealth profile unless you are looking to make large purchases that you can secure.


The SHTF currency that makes the most sense to me is silver. It gives you a value that can be used for the purchase of most things. Likewise, it’s easy to afford in meaningful batches and can make a big difference in a hurry.

At $15 an ounce (as of 4/26/2020), you can start putting silver away today!


Bitcoin is all over the place lately. Not sure where it’s going but this is for sure, you need power to use it. For that reason alone it falls very low on the list of SHTF currency!


The reality of collapse currency could be much different. It could be skills, labor, or the human body itself. As sad as that is, in Venezuela women are crossing over to Columbia in order to sell their bodies to feed their kids.

That is a real collapse. Pay close attention.

What does an SHTF currency look like?

Bonus: How to Make Pemmican, the Original Survival Food

Invented by the natives of North America pemmican was used by Indian scouts as well as early western explorers.

Native Americans spent a great deal of time on the go and depended on having portable, high-energy, highly nutritious, and filling foods that would last for long periods of time without refrigeration.

Pemmican is a portable, long-lasting, high-energy food. It’s made of lean, dried meat that’s crushed into powder and mixed with hot, rendered fat. This makes it one of the ultimate foods to have stockpiled for when SHTF or disaster strikes.

Learn How to Make Pemmican

How To Make Pemmican: The Original Survival Food - If you're living through a disaster where you're on your feet a lot and don't have time to cook, one of the best foods you can eat is pemmican. It's packed full of fat and protein and can give you lots of steady energy throughout the day.

People really should avert their gaze from the modern survival thinking for just a bit and also look at how folks 150 years ago did it.

These guys were the last generation to practice basic things, for a living, that we call “survival skills” now.


You may also like

More in:Prepping

Comments are closed.